Wednesday, 26 Apr 2017
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Be aware of your rights under Pawnbrokers Act 1972 PDF Print E-mail

MalaysiaKini - Published 4 Apr 2017, 5:40 pm     Updated 4 Apr 2017, 5:45 pm

Pawnshops have been in business for decades in Malaysia and are a popular source of micro-credit in society. While there are institutions like banks and other financial institution, some consumers opt to go to pawnshops. There are several reasons, some may not be qualified to take loans, often a lot of paperwork is involved and banks don’t give loans for the small amounts, unlike pawnshops.

The National Consumer Complaints Centre (NCCC) has received complaints from the public that the pawnshops have not been running business in accordance to the rules being set out under the Pawnbrokers Act 1972. The underlying purpose of the Pawnbrokers Act 1972 is to guarantee a healthy pawnshops industry, as well as safeguarding the interest of the consumers.

The major complaint on pawn brokers received by NCCC is the jewelleries have been sold and auctioned off without informing the complainant beforehand. Another complaint is that despite the fact that the consumer had requested for an extension of time, the item has been auctioned off nevertheless.

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Hari Hak-Hak Pengguna Sedunia Melindungi Hak Pengguna dalam E-Dagang PDF Print E-mail

15 Mac ialah Hari Hak-Hak Pengguna Sedunia (WCRD). Ia merupakan acara tahunan sebagai perayaan dan perpaduan dalam pergerakan pengguna antarabangsa. WCRD menyatukan pergerakan pengguna sejagat melalui kempen yang sama.

Tema bagi sambutan WCRD bagi tahun 2017 ialah `Membina Dunia Digital yang Pengguna Boleh Percaya’ (Building a Digital World Consumers can Trust). Di Malaysia pula, FOMCA telah memilih tema `Melindungi Hak Pengguna dalam E-Dagang’.

Terdapat lebih daripada satu bilion transaksi atas talian di seluruh dunia pada tahun 2015, dengan kadar pertumbuhan perolehan purata sebanyak 20% pada tahun 2014. Dijangka kadar pertumbuhan yang sama pada tahun 2016.

Di Malaysia, transaksi e-dagang dijangka mencecah RM13.3 bilion menjelang 2018. Prospek industri ini adalah positif dengan wujudnya inisiatif dan sistem sokongan yang sedia ada dan sedang dijalankan.

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PRESS RELEASE WORLD CONSUMER RIGHTS DAY – 15 March 2017 Protecting Consumer’s Right in E-Commerce PDF Print E-mail

15 March is World Consumer Rights Day. It is annual occasion for celebration and solidarity within the international consumer movement. WCRD sees the global consumer movement unite for a day of action around a common campaign theme.

The Global theme in conjunction with WCRD 2017 is “Building a Digital World Consumers can Trust”. In Malaysia, FOMCA has chosen the theme “Protecting Consumers Rights in E-Commerce”.

Globally, in 2015, more than a billion people were e-shoppers with an average 20% e-commerce turnover growth from 2014 to 2015 and subsequently 2016.
In Malaysia, the local e-commerce is expected to hit RM 13.3 billion by 2018. The industry’s outlook is positive with initiatives and support system that currently exist and underway.

While e-commerce brings about many benefits, consumers are exposed to risks due to the nature of online shopping. E-commerce/ online shopping constitutes the largest number of complaints received by the National Consumer Complaints Centre (NCCC) in 2014 & 2015 with losses doubled over these years.

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NCCC, NCAC jaga hak pembeli dalam talian PDF Print E-mail

Petaling jaya: Pusat Khidmat Aduan Pengguna Nasional (NCCC) menandatangani memorandum persefahaman (MoU) bersama Pusat hal Ehwal Pengganu Nasional (NCAC) Jepun bagi menambah baik perlindungan dan memperkasakan  kuasa pengguna kedua-dua negara.

NCAC Jepun agensi pentadbiran yang mengendalikan aduan pengguna berkaitan perdagangan merentasi sempadan antara pengguna Jepun dengan perniagaan luar negara.

Presiden NCAC Jepun Tsuneo Matsumoto berkata, agensi berkenaan   yang mengurus aduan pengguna di Jepun sejak 1970 memilih kerjasama dengan Malaysia sebagai negara yang ke-12 dalam usaha memperkuat kuasa pengguna.

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PRESS RELEASE PDF Print E-mail

EMPOWERING CONSUMER PROTECTION IN MALAYSIA & JAPAN THROUGH MEMORANDUM OF UNDERSTANDING BETWEEN NCCC (MALAYSIA) & NCAC (JAPAN)

Cross border complaints are becoming increasingly prevalent with the emergence of e-commerce. In e-commerce, where there is movement of product and service across countries an there is often an absence of physical premise; poses great challenges for consumer protection. This form of exchange where substandard and unsafe product can easily cross border and where seeking redress is a real challenge needs urgent attention. Thus, a joint collaborative effort between two consumer bodies from Malaysia and Japan is being formalized through a memorandum of understanding (MoU) to address these consumer issues.

The MoU is between National Consumer Complaints Centre (NCCC, Malaysia) and National Consumer Affairs Center of Japan (NCAC, Japan). NCCC was established in 2004 as a local, one stop complaint centre to help consumers solve their problems and complaints. NCCC was founded on joint initiatives with Education and Research Association Malaysia user (ERA Consumer Malaysia), Selangor and Federal Territory Consumers Association and provincial Ministry of Domestic Trade and Consumer Affairs. NCCC is also a platform to deliver user feedback and user rights advocacy for changes for the better. NCCC also stress the role of the social responsibility of industry for the industry and educate consumers about their responsibilities besides than their rights. NCCC deals with about 40,000 complaints per year.

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Kenyataan media PDF Print E-mail

MEMPERKASAKAN PERLINDUNGAN PENGGUNA DI MALAYSIA & JEPUN MELALUI MEMORANDUM PERSEFAHAMAN ANTARA NCCC (MALAYSIA) & NCAC (JEPUN)

Aduan merentasi sempadan semakin berleluasa dengan kemunculan e-dagang. Dalam sektor e-dagang, terdapat pergerakan produk dan perkhidmatan di seluruh negara yang tidak mempunyai premis fizikal, maka ia merupakan cabaran besar kepada perlindungan pengguna. Perniagaan secara e-dagang ini juga berisiko kepada pengguna, seperti produk yang tidak berkualiti tidak selamat, yang dengan mudahnya merentasi sempadan. Oleh itu, usaha untuk mendapatkan keadilan kepada pengguna merupakan satu cabaran dan memerlukan perhatian segera.

Oleh itu, satu projek usahasama antara dua persatuan pengguna, yang mewakili Malaysia dan Jepun, akan menandatangani sebuah memorandum persefahaman (MoU) untuk menangani isu-isu tersebut.

MoU ini adalah antara Pusat Khidmat Aduan Pengguna National (NCCC, Malaysia) dan National Consumer Affairs Center of Japan Pusat (NCAC, Jepun).

NCCC ditubuhkan pada tahun 2004 sebagai  pusat aduan sehenti bagi membantu pengguna menyelesaikan pertikaian dan aduan mereka. NCCC ditubuhkan atas inisiatif bersama Persatuan Pendidikan dan Penyelidikan Pengguna Malaysia (ERA Consumer Malaysia), Persatuan Pengguna Selangor dan Wilayah Persekutuan dan Kementerian Perdagangan Dalam Negeri dan Hal Ehwal Pengguna (kini dikenali sebagai Kementerian Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan).

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Licensed moneylenders finding it tough to survive PDF Print E-mail

by nicholas cheng
Tuesday, 3 January 2017
The star online

KUALA LUMPUR: There are about 3,250 licensed moneylenders in the country that are regulated by the Government to keep borrowing rates low.

“It is a struggling industry,” said Malaysian Punjabi Licensed Money Lenders Association president Beant Singh, adding that loan sharks had increasingly become the preferred choice for Malaysians to get quick cash – despite knowing they could probably get into deeper trouble.

Most borrowers go to loan sharks after being rejected by banks and licensed moneylenders due to bad credit ratings, he said.

“Mostly, they are involved in gambling and want easy access to loans without thinking about the rates,” he said.

Some licensed moneylenders, he said, were approached by loan defaulters to pay back their debts to loan sharks.

“Obviously, those people will be turned away.

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Product recall system needed PDF Print E-mail

Sunday, 29 May 2016
The star online

A MORE effective and specific product recall system, similar to the one in Europe, is needed to better protect consumers from faulty and potentially dangerous products.

Malaysian Association of Standards Users technical policy (product safety) executive Nur Asyikin Aminuddin says such a system is important to help consumers identify which products to avoid.

“The system should also be easy for consumers to refer to by having a user-friendly product recall list uploaded online,” she says.

Nur Asyikin adds that the European Commission’s Rapid Alert System enables information about dangerous products found in the market to be exchanged among countries in the region.

The European Commission also updates a list of alerts on products reported by national authorities every week.

“The association wants such a pro­duct recall system because it is very important when it comes to product safety.

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Escalator Accidents PDF Print E-mail

Published 21 Dec 2016, 5:18 pm     Updated 21 Dec 2016, 5:20 pm

According to the Department of Occupational Health and Safety (DOSH), “97 percent of escalator accidents reported from 2011-2015 involved young children”. Sadly, the largest number of victims involved in escalator accidents were children; these accidents caused permanent disabilities and life-threatening situations.
It’s time to act to stop escalator accidents from happening as it is already becoming rampant in Malaysia. How safe are our escalators in Malaysia? How often are safety inspections conducted in every mall and train stations?

Escalators in Malaysia were designed according to the EN 115-1 standard, which regulates the safety features of an escalator. The Factories and Machinery Act 1967 states that an escalator must receive a certificate of fitness to operate, which is renewable every 15 months.

The certificate should be placed where it is visible for the public eye and the regulators need to conduct inspection regularly to ensure that the certificates are renewed and most importantly that the maintenance schedule has been implemented from time to time to ensure that the escalators are safe and free from any defects.

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Is it safe to shop online? PDF Print E-mail

With the fast-growing technology that is taking place currently, the Internet has become a tool for consumers to gather information, make purchases at any time, compare prices and above all, save all the hustle and bustle of the city from going through the bad jam just to get to a shopping mall.

It is undeniable to say that the number of online shoppers is steadily increasing and will continue to increase with the increasing number of computers and the availability of Wifi, hotspots and broadband. Thus emerges the group called e-consumers.

The good thing here about online shopping is that besides comparing prices and avoiding the jams, it allows consumers to have more choices offered by online retailers. Not just within Malaysia, but also the opportunity of purchasing goods outside of the country with great discounts. Besides that, who would not be happy to get the items ordered to be delivered right at our doorstep?

Though so far it appears to be that there are many good reasons allowing consumers to shop online, however the other side of the coin says otherwise. There are, however, risks associated with online shopping and you need to take care with what you are buying, from whom, and how you pay for your purchases which are still unknown to many out there.

The National Consumer Complaints Centre (NCCC) has received just too many complaints back to back from 2014 to 2015 on the e-commerce sector and this has topped the complaints compared to the other 23 sectors.

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